{"id":22926,"date":"2026-10-14T16:58:49","date_gmt":"2026-10-14T14:58:49","guid":{"rendered":"https:\/\/pibgroupitalia.it\/?page_id=22926"},"modified":"2026-10-14T17:29:16","modified_gmt":"2026-10-14T15:29:16","slug":"sinistri-e-reclami","status":"publish","type":"page","link":"https:\/\/pibgroupitalia.it\/en\/sinistri-e-reclami\/","title":{"rendered":"Reclami e sinistri"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"22926\" class=\"elementor elementor-22926\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35ec4667 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"35ec4667\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-27a509a1 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"27a509a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f530e6b elementor-widget elementor-widget-heading\" data-id=\"2f530e6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">RECLAMI E SINISTRI<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15dae833 elementor-widget elementor-widget-text-editor\" data-id=\"15dae833\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le procedure di PIB Italia Broker per la presentazione dei reclami e per la gestione delle denunce di sinistro.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26213d37 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"26213d37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-419ea8f7 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"419ea8f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-681eb735 elementor-widget elementor-widget-button\" data-id=\"681eb735\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#reclami\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">COMPLAINTS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f51487d elementor-widget elementor-widget-button\" data-id=\"5f51487d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#sinistri\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CLAIMS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2dc8d26a e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"2dc8d26a\" data-element_type=\"container\" data-e-type=\"container\" id=\"reclami\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36834ae0 elementor-widget elementor-widget-heading\" data-id=\"36834ae0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">COMPLAINTS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-288c5c3a elementor-widget elementor-widget-text-editor\" data-id=\"288c5c3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Il contraente e l\u2019assicurato hanno la facolt\u00e0, ferma restando la possibilit\u00e0 di rivolgersi all\u2019Autorit\u00e0 Giudiziaria, di inoltrare per iscritto i reclami di pertinenza dell\u2019intermediario PIB Italia Broker via posta ordinaria all\u2019indirizzo Via Dante, 16 20121 Milano o via e-mail alla casella di posta elettronica <a style=\"color: #1a1a1a; font-weight: bold; text-decoration: underline; text-decoration-color: #ddba0e; text-decoration-thickness: 2px; text-underline-offset: 3px;\" href=\"mailto:reclami@abindustria.it\">reclami.broker@pibitalia.it<\/a>, all\u2019attenzione della Funzione Reclami di PIB Italia Broker inserendo:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-169557a e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"169557a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-18b472cb e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"18b472cb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7331ff elementor-widget elementor-widget-html\" data-id=\"4a7331ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"display:flex;align-items:center;gap:12px;font-family:Roboto,Arial,sans-serif;font-size:16px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#1a1a1a;\"><span style=\"flex:none;display:inline-block;width:7px;height:22px;background:#ddba0e;transform:skewX(-25deg);\"><\/span> 1<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77ed05b2 elementor-widget elementor-widget-text-editor\" data-id=\"77ed05b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nome, cognome e domicilio del reclamante, con eventuale recapito telefonico.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22d4d983 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"22d4d983\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dab8103 elementor-widget elementor-widget-html\" data-id=\"6dab8103\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"display:flex;align-items:center;gap:12px;font-family:Roboto,Arial,sans-serif;font-size:16px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#1a1a1a;\"><span style=\"flex:none;display:inline-block;width:7px;height:22px;background:#ddba0e;transform:skewX(-25deg);\"><\/span>2<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a8774b5 elementor-widget elementor-widget-text-editor\" data-id=\"5a8774b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Individuazione del soggetto o dei soggetti di cui si lamenta l\u2019operato<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a06fe2c e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"1a06fe2c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc1c619 elementor-widget elementor-widget-html\" data-id=\"dc1c619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"display:flex;align-items:center;gap:12px;font-family:Roboto,Arial,sans-serif;font-size:16px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#1a1a1a;\"><span style=\"flex:none;display:inline-block;width:7px;height:22px;background:#ddba0e;transform:skewX(-25deg);\"><\/span>3<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d828f19 elementor-widget elementor-widget-text-editor\" data-id=\"6d828f19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Breve ed esaustiva descrizione del motivo del reclamo e numero di polizza oggetto del reclamo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-734b207c e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"734b207c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30e998bd elementor-widget elementor-widget-html\" data-id=\"30e998bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"display:flex;align-items:center;gap:12px;font-family:Roboto,Arial,sans-serif;font-size:16px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#1a1a1a;\"><span style=\"flex:none;display:inline-block;width:7px;height:22px;background:#ddba0e;transform:skewX(-25deg);\"><\/span>4<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59148962 elementor-widget elementor-widget-text-editor\" data-id=\"59148962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ogni documento utile per descrivere nel dettaglio le relative circostanze<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a6651fb elementor-widget elementor-widget-text-editor\" data-id=\"1a6651fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Complaints Function will then respond to the complaint within 45 days from the date of its receipt, using the same method employed by the complainant to submit it. The policyholder and the insured shall in any case retain the right, if they are not satisfied with the outcome of the complaint or in the event of no reply from the intermediary within 45 days, to contact IVASS, Intermediaries Supervision Service, Via del Quirinale no. 21 \u2013 00187 Rome, by filling in the specific form made available by the Authority on the website <a style=\"color: #1a1a1a; font-weight: bold; text-decoration: underline; text-decoration-color: #ddba0e; text-decoration-thickness: 2px; text-underline-offset: 3px;\" href=\"https:\/\/www.ivass.it\" target=\"_blank\" rel=\"noopener\">www.ivass.it<\/a>, integrando le informazioni sopra richieste da 01 a 04 con la copia del reclamo presentato a PIB Italia Broker e dell\u2019eventuale riscontro ricevuto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759d792 elementor-widget elementor-widget-text-editor\" data-id=\"759d792\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tQualora non dovessero ritenersi soddisfatti dall\u2019esito del reclamo presentato a PIB Italia Broker o in caso di assenza di riscontro entro il termine di legge, gli aventi diritto hanno la possibilit\u00e0 di rivolgersi all\u2019Autorit\u00e0 Giudiziaria ovvero di rivolgersi ai sistemi alternativi di risoluzione delle controversie, tra cui ad esempio, la possibilit\u00e0 di adire l\u2019Organo di Mediazione costituito presso la Camera di Commercio, Industria e Artigianato del luogo di residenza o di domicilio principale del Contraente o dei soggetti che intendano far valere i diritti derivanti dal contratto.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-255d4a8e elementor-widget elementor-widget-text-editor\" data-id=\"255d4a8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe policyholder also has the option of submitting a complaint to the Insurance Ombudsman, through the portal available on its website at <a href=\"https:\/\/www.arbitroassicurativo.org\" target=\"_blank\" rel=\"noopener\" style=\"color:#1a1a1a;font-weight:700;text-decoration:underline;text-decoration-color:#ddba0e;text-decoration-thickness:2px;text-underline-offset:3px;\">www.arbitroassicurativo.org<\/a>, where it is possible to consult the additional eligibility requirements, information on how to file an appeal, and any other useful guidance. The policyholder may also make use of other out-of-court dispute resolution systems provided for by current legislation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4954ce49 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"4954ce49\" data-element_type=\"container\" data-e-type=\"container\" id=\"sinistri\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8072b3 elementor-widget elementor-widget-heading\" data-id=\"c8072b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CLAIMS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-197493b5 elementor-widget elementor-widget-text-editor\" data-id=\"197493b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tIl servizio sinistri di PIB Italia Broker nel rispetto delle procedure imposte dal MSQ \u2013 Manuale del Sistema Qualit\u00e0 \u2013 provvede all\u2019assistenza al Cliente secondo tempistiche definite e monitorate per una piena soddisfazione del Cliente. Il Cliente \u00e8 tempestivamente informato della ricezione della denuncia e dell\u2019avvio della procedura, con specifico riferimento al numero di gestione della pratica.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2138ae70 elementor-widget elementor-widget-text-editor\" data-id=\"2138ae70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tUpon receipt of the claim report, the claims service, after verifying its contents, notifies the loss to the Company and assists the Client in collecting the documents needed to process the file, promptly informing the Client of its opening by the Company.\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc0736f e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"dc0736f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e01cc76 elementor-widget elementor-widget-text-editor\" data-id=\"1e01cc76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"margin:0 0 2px;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;\">PEC dedicata ai sinistri<\/p><p style=\"margin:0;\">Per qualsiasi necessit\u00e0 \u00e8 disponibile la PEC: <a href=\"mailto:sinistri.abi@legalmail.it\" style=\"color:#1a1a1a;font-weight:700;text-decoration:underline;text-decoration-color:#ddba0e;text-decoration-thickness:2px;text-underline-offset:3px;\">sinistri.abi@legalmail.it<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>RECLAMI E SINISTRI Le procedure di PIB Italia Broker per la presentazione dei reclami e per la gestione delle denunce di sinistro. RECLAMI SINISTRI RECLAMI Il contraente e l\u2019assicurato hanno la facolt\u00e0, ferma restando la possibilit\u00e0 di rivolgersi all\u2019Autorit\u00e0 Giudiziaria, di inoltrare per iscritto i reclami di pertinenza dell\u2019intermediario PIB Italia Broker via posta ordinaria [&hellip;]<\/p>\n","protected":false},"author":22,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"class_list":["post-22926","page","type-page","status-publish","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/pages\/22926","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/comments?post=22926"}],"version-history":[{"count":8,"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/pages\/22926\/revisions"}],"predecessor-version":[{"id":22940,"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/pages\/22926\/revisions\/22940"}],"wp:attachment":[{"href":"https:\/\/pibgroupitalia.it\/en\/wp-json\/wp\/v2\/media?parent=22926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}